TGP Credit Cards

How much of your life is stored on electronic gadgets? Think about this for a few moments. Telephone numbers and contact details on your mobile phone, email messages and addresses on your laptop and all your most recent family pictures on your digital camera.

You may also have a PDA (personal digital assistant) on which you may have stored all of your contact details. Consider for a moment what would be the impact on your life of losing the data stored on these gadgets?

There is a high probablity that, sooner or later, you will lose your mobile phone, or it will become damaged or even stolen. Last year in the UK over 600,000 telephones were dropped down toilets, 55,000 were left in taxis and 200,000 went through the wash in washing machines. So have you backed up your sim card details recently. At the very least you should consider some cheap mobile phone insurance. While this can’t protect your valuable data it is an affordable way to get a replacement.

Like our mobile phones, cameras today are small, lightweight and portable making them suscetible to loss and damage. Modern, small, lightweight cameras are particularly susceptible to loss and damage. They can be bumped around inside luggage, dropped and have heavy item placed on top of them. Like mobile phones there is no way that camera insurance can compensate for the loss of images stored on the camera, but it is an affordable way to get yourself a replacement if your camera is damaged or lost.

The most significant gadget in my life is my laptop computer. Most damage or loss relating to laptops occurs outside the home and since around 17% of laptop owners routinely take their laptops with them when travelling this makes them very vulnerable. So when was the last time that you backed up the data from your laptop to some form of secure storage? Losing my laptop would be a disaster for me as this is where I store all of my contact details, emails and images.

As for other gadgets, some laptop insurance can’t ensure that your laptop will not be stolen or damaged but it can make it less financially painful to get a replacement.

I strongly recommend that you back up your vital data from all of the electronic devices where you currently have it stored. Make certain you get yourself some gadget insurance for your important devices as at least this will enable you to get a replacement quickly and with minimal cost to you.